:root{--bg:#0a0c11;--bg-2:#0f131b;--card:#141922;--card-2:#1a212d;--line:#26303f;--gold:#e3ad55;--gold-2:#f2c46f;--gold-soft:rgba(227,173,85,.12);--text:#eceef2;--muted:#98a1b0;--green:#4ac08a;--radius:16px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Manrope,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}.wrap{max-width:1140px;margin:0 auto;padding:0 24px}a{color:inherit;text-decoration:none}h1,h2,h3{line-height:1.15;letter-spacing:-.02em}.gold{color:var(--gold)}.muted{color:var(--muted)}.btn{display:inline-flex;align-items:center;gap:9px;padding:15px 28px;border-radius:12px;font-weight:700;font-size:16px;cursor:pointer;border:none;font-family:inherit;transition:transform .15s ease,box-shadow .2s ease}.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#1a1206;box-shadow:0 8px 24px #e3ad5547}.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 30px #e3ad5566}.btn-ghost{background:transparent;color:var(--text);border:1px solid var(--line)}.btn-ghost:hover{border-color:var(--gold);color:var(--gold)}header{position:sticky;top:0;z-index:50;background:#0a0c11d1;backdrop-filter:blur(14px);border-bottom:1px solid rgba(38,48,63,.6)}nav{display:flex;align-items:center;justify-content:space-between;height:70px}.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:23px;letter-spacing:-.01em}.logo .mark{width:26px;height:26px;border-radius:50%;background:#f4f4f6;display:inline-block;flex-shrink:0}.nav-links{display:flex;gap:30px;align-items:center;font-size:15px;color:var(--muted);font-weight:500}.nav-links a:hover{color:var(--text)}.nav-cta{display:flex;gap:12px;align-items:center}@media (max-width:980px){.nav-links,.nav-cta .btn-ghost{display:none}}.lang-switch{display:inline-flex;border:1px solid var(--line);border-radius:100px;overflow:hidden}.lang-switch a{padding:7px 13px;font-size:13px;font-weight:700;color:var(--muted);transition:all .15s}.lang-switch a.active{background:var(--gold-soft);color:var(--gold)}.lang-switch a:hover{color:var(--text)}.hero{position:relative;padding:90px 0 70px;text-align:center;overflow:hidden}.hero:before{content:"";position:absolute;top:-30%;left:50%;transform:translate(-50%);width:900px;height:900px;background:radial-gradient(circle,rgba(227,173,85,.13),transparent 60%);pointer-events:none}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 16px;border:1px solid var(--line);border-radius:100px;font-size:13.5px;color:var(--muted);font-weight:600;margin-bottom:26px;background:#14192299}.dot{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 10px var(--green)}.hero h1{font-size:clamp(34px,5.4vw,60px);font-weight:800;max-width:900px;margin:0 auto 22px}.hero p.sub{font-size:clamp(17px,2.2vw,20px);color:var(--muted);max-width:640px;margin:0 auto 34px}.hero-cta{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.badges{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:46px}.badge{display:flex;align-items:center;gap:11px;padding:16px 22px;background:var(--card);border:1px solid var(--line);border-radius:14px;text-align:left}.badge .ico{width:40px;height:40px;border-radius:10px;background:var(--gold-soft);display:grid;place-items:center;font-size:20px;flex-shrink:0}.badge b{display:block;font-size:16px;font-weight:700}.badge span{font-size:13px;color:var(--muted)}.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg-2)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:38px 0}.stat{text-align:center}.stat .num{font-size:30px;font-weight:800;color:var(--gold)}.stat .lbl{font-size:14px;color:var(--muted)}@media (max-width:680px){.trust-grid{grid-template-columns:repeat(2,1fr);gap:26px}}section{padding:80px 0}.sec-head{text-align:center;max-width:680px;margin:0 auto 54px}.sec-head .tag{color:var(--gold);font-weight:700;font-size:14px;letter-spacing:.06em;text-transform:uppercase}.sec-head h2{font-size:clamp(28px,4vw,42px);font-weight:800;margin:12px 0 14px}.sec-head p{color:var(--muted);font-size:17px}.alt{background:var(--bg-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.prob-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.prob{padding:28px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius)}.prob .ico{font-size:26px;margin-bottom:14px}.prob h3{font-size:18px;margin-bottom:8px}.prob p{color:var(--muted);font-size:15px}@media (max-width:820px){.prob-grid{grid-template-columns:1fr}}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:step}.step-c{position:relative;padding:30px 26px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);transition:border-color .2s}.step-c:hover{border-color:var(--gold)}.step-c:before{counter-increment:step;content:"0" counter(step);font-size:15px;font-weight:800;color:var(--gold);letter-spacing:.05em}.step-c h3{font-size:18px;margin:14px 0 8px}.step-c p{color:var(--muted);font-size:15px}.step-c.highlight{background:linear-gradient(160deg,rgba(227,173,85,.14),var(--card));border-color:#e3ad5580}.step-c .pill{display:inline-block;margin-top:12px;font-size:12px;font-weight:700;color:var(--gold);background:var(--gold-soft);padding:4px 11px;border-radius:100px}@media (max-width:820px){.steps{grid-template-columns:1fr}}.two{display:grid;grid-template-columns:1fr 1fr;gap:22px}.incl{padding:34px;border-radius:var(--radius);border:1px solid var(--line);background:var(--card)}.incl h3{font-size:20px;margin-bottom:20px}.incl ul{list-style:none;display:flex;flex-direction:column;gap:14px}.incl li{display:flex;gap:12px;font-size:15.5px;color:#d5dae2}.incl li .c{flex-shrink:0;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;font-size:13px;font-weight:800}.incl .yes .c{background:#4ac08a26;color:var(--green)}.incl .no .c{background:#ff78781f;color:#ff8080}.incl.out li{color:var(--muted)}@media (max-width:820px){.two{grid-template-columns:1fr}}.mgr{display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:center;padding:48px;background:linear-gradient(150deg,var(--card-2),var(--card));border:1px solid var(--line);border-radius:22px}.mgr .tag{color:var(--gold);font-weight:700;font-size:14px;letter-spacing:.06em;text-transform:uppercase}.mgr h2{font-size:clamp(26px,3.4vw,36px);font-weight:800;margin:12px 0 16px}.mgr p{color:var(--muted);font-size:16.5px;margin-bottom:14px}.chat{background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:20px;display:flex;flex-direction:column;gap:12px}.msg{max-width:82%;padding:11px 15px;border-radius:14px;font-size:14.5px}.msg.them{align-self:flex-start;background:var(--card-2);border-bottom-left-radius:4px}.msg.me{align-self:flex-end;background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#1a1206;border-bottom-right-radius:4px;font-weight:600}.msg .who{display:block;font-size:11px;color:var(--gold);font-weight:700;margin-bottom:3px}.msg.me .who{color:#6b4e12}@media (max-width:820px){.mgr{grid-template-columns:1fr;padding:32px}}.bank-cards{display:flex;flex-wrap:wrap;justify-content:center;gap:22px;align-items:stretch}.plan{flex:1 1 300px;max-width:345px;padding:32px 28px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);display:flex;flex-direction:column;transition:border-color .2s,transform .2s;position:relative}.plan:hover{border-color:var(--gold);transform:translateY(-3px)}.plan.pop{border-color:#e3ad558c;background:linear-gradient(160deg,rgba(227,173,85,.11),var(--card))}.plan .pop-tag{position:absolute;top:-12px;left:50%;transform:translate(-50%);white-space:nowrap;background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#1a1206;font-size:12px;font-weight:800;padding:5px 15px;border-radius:100px}.pbank{font-size:12.5px;font-weight:700;color:var(--gold);letter-spacing:.05em;text-transform:uppercase;margin-bottom:2px}.pname{font-size:20px;font-weight:800}.pfee{font-size:36px;font-weight:800;margin:10px 0 2px;letter-spacing:-.02em}.pfee small{font-size:16px;color:var(--muted);font-weight:600}.pusd{font-size:13px;color:var(--muted);margin-bottom:16px}.pmeta{display:flex;flex-direction:column;gap:9px;margin:16px 0 6px;padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.pm{display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:13.5px}.pm span{color:var(--muted)}.pm b{font-weight:700;text-align:right}.pm.ok b{color:var(--green)}.pm.warn b{color:#e6b877}.pplans{display:flex;flex-direction:column;gap:9px;margin:16px 0 6px;padding-top:14px;border-top:1px solid var(--line)}.pplans-h{font-size:11.5px;font-weight:700;color:var(--muted);letter-spacing:.05em;text-transform:uppercase;margin-bottom:3px}.plan-btn{margin-top:auto;width:100%;justify-content:center;display:inline-flex;align-items:center;gap:8px;padding:14px 20px;border-radius:11px;font-weight:700;font-size:15px;cursor:pointer;border:none;color:#fff;transition:transform .15s ease,box-shadow .2s ease}.plan-btn:hover{transform:translateY(-2px)}.bog-btn{background:#ff5a1f;box-shadow:0 8px 22px #ff5a1f4d}.bog-btn:hover{box-shadow:0 12px 28px #ff5a1f6b}.tbc-btn{background:#00a3e0;box-shadow:0 8px 22px #00a3e04d}.tbc-btn:hover{box-shadow:0 12px 28px #00a3e06b}.cmp-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:16px;background:var(--card)}.cmp{width:100%;border-collapse:collapse;min-width:620px}.cmp th,.cmp td{padding:15px 20px;text-align:left;border-bottom:1px solid var(--line);font-size:14.5px;vertical-align:top}.cmp tbody tr:last-child td{border-bottom:none}.cmp thead th{background:var(--card-2)}.cmp .feat{color:var(--muted);font-weight:600;width:32%}.cmp .bank-h{font-weight:800;font-size:16px;letter-spacing:-.01em}.cmp .bank-h.bog{color:#ff7a3f}.cmp .bank-h.tbc{color:#2bb8ee}.cmp .bank-h small{display:block;font-size:11px;font-weight:600;color:var(--muted);letter-spacing:.05em;text-transform:uppercase;margin-bottom:3px}.cmp td b{color:var(--text);font-weight:700}.cmp .yes{color:var(--green);font-weight:800}.cmp .dash{color:var(--muted)}.cmp tbody tr:hover{background:#ffffff05}@media (max-width:600px){.cmp th,.cmp td{padding:13px 14px;font-size:13.5px}}.del-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.del{padding:26px 22px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);text-align:center}.del .flag{font-size:32px}.del h4{font-size:16px;margin:10px 0 4px}.del span{color:var(--gold);font-size:14px;font-weight:600}@media (max-width:820px){.del-grid{grid-template-columns:repeat(2,1fr)}}.tst-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.tst{padding:28px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius)}.tst .stars{color:var(--gold);margin-bottom:12px;letter-spacing:2px}.tst p{font-size:15px;margin-bottom:18px}.tst .who{display:flex;align-items:center;gap:12px}.tst .av{width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold-2));display:grid;place-items:center;color:#1a1206;font-weight:800}.tst .who b{display:block;font-size:14.5px}.tst .who span{font-size:13px;color:var(--muted)}@media (max-width:820px){.tst-grid{grid-template-columns:1fr}}.faq{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:12px}.q{background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden}.q summary{list-style:none;cursor:pointer;padding:22px 26px;font-weight:700;font-size:16.5px;display:flex;justify-content:space-between;align-items:center;gap:16px}.q summary::-webkit-details-marker{display:none}.q summary:after{content:"+";color:var(--gold);font-size:24px;font-weight:400;transition:transform .2s}.q[open] summary:after{transform:rotate(45deg)}.q .a{padding:0 26px 24px;color:var(--muted);font-size:15.5px}.cta-final{background:linear-gradient(160deg,var(--bg-2),var(--bg));border-top:1px solid var(--line)}.final-cta{text-align:center;max-width:640px;margin:0 auto}.final-cta h2{font-size:clamp(28px,4vw,40px);font-weight:800;margin-bottom:12px}.final-cta p{color:var(--muted);font-size:18px;margin-bottom:28px}footer{border-top:1px solid var(--line);padding:44px 0;background:var(--bg)}.foot{display:flex;justify-content:space-between;align-items:flex-start;gap:30px;flex-wrap:wrap}.foot .disc{max-width:620px;font-size:13px;color:var(--muted);line-height:1.7}.foot-links{display:flex;gap:22px;font-size:14px;color:var(--muted)}.foot-links a:hover{color:var(--gold)}.float-chat{position:fixed;bottom:26px;right:26px;z-index:60;display:flex;flex-direction:column;gap:12px}.fab{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;transition:transform .15s;color:#fff}.fab:hover{transform:scale(1.08)}.fab svg{width:30px;height:30px}.fab.wa{background:#25d366;box-shadow:0 8px 24px #25d36673}.fab.tg{background:#229ed9;box-shadow:0 8px 24px #229ed973}.apply-wrap{max-width:640px;margin:0 auto;padding:0 24px}.hero-h{text-align:center;padding:48px 0 8px}.hero-h h1{font-size:clamp(26px,4vw,36px);font-weight:800;letter-spacing:-.02em}.hero-h p{color:var(--muted);font-size:16px;margin-top:8px}.steps-ind{display:flex;justify-content:center;gap:10px;margin:26px 0 30px}.sind{display:flex;align-items:center;gap:9px;font-size:13.5px;font-weight:700;color:var(--muted)}.sind .n{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:var(--card);border:1px solid var(--line);font-size:13px}.sind.active{color:var(--text)}.sind.active .n{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#1a1206;border-color:transparent}.sind .bar{width:34px;height:2px;background:var(--line);border-radius:2px}.panel{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:34px;margin-bottom:60px}.fstep{display:none}.fstep.active{display:block;animation:fade .25s ease}@keyframes fade{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.field{margin-bottom:18px}.field label{display:block;font-size:14px;color:var(--muted);margin-bottom:7px;font-weight:600}.field input,.field select{width:100%;padding:14px 16px;background:var(--bg);border:1px solid var(--line);border-radius:11px;color:var(--text);font-size:15px;font-family:inherit}.field input:focus,.field select:focus{outline:none;border-color:var(--gold)}.field input::placeholder{color:#5b6472}.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}.row-cc{display:grid;grid-template-columns:130px 1fr;gap:12px}.seg{display:flex;gap:8px;flex-wrap:wrap}.seg label{flex:1 1 auto;min-width:120px;cursor:pointer}.seg input{position:absolute;opacity:0;pointer-events:none}.seg .opt{display:flex;flex-direction:column;gap:2px;padding:13px 16px;border:1px solid var(--line);border-radius:11px;background:var(--bg);transition:all .15s}.seg .opt b{font-size:14.5px;font-weight:700}.seg .opt span{font-size:12.5px;color:var(--muted)}.seg input:checked+.opt{border-color:var(--gold);background:var(--gold-soft)}.hidden{display:none}.summary{margin:6px 0 20px;padding:18px;border:1px dashed var(--line);border-radius:12px;background:var(--bg)}.summary .srow{display:flex;justify-content:space-between;font-size:14px;color:var(--muted);margin-bottom:6px}.summary .stotal{display:flex;justify-content:space-between;align-items:baseline;border-top:1px solid var(--line);margin-top:10px;padding-top:12px}.summary .stotal .lbl{font-weight:700;font-size:15px;color:var(--text)}.summary .stotal .val{font-weight:800;font-size:24px;color:var(--gold)}.summary .stotal .val small{font-size:14px;color:var(--muted);font-weight:600}.summary.empty{color:var(--muted);font-size:13.5px;text-align:center;border-style:solid}.summary .snote{margin-top:12px;padding-top:10px;border-top:1px solid var(--line);font-size:12.5px;color:#e6b877;line-height:1.5}.consent{margin-top:6px}.chk{display:flex;gap:11px;align-items:flex-start;font-size:13.5px;color:#c9cfd8;margin-bottom:12px;cursor:pointer}.chk input{margin-top:3px;width:17px;height:17px;accent-color:var(--gold);flex-shrink:0}.actions{display:flex;gap:12px;margin-top:26px}.actions .btn-gold{flex:1}.actions .btn-gold:disabled{opacity:.5;cursor:not-allowed;transform:none;box-shadow:none}.err{color:#ff8080;font-size:13px;margin-top:12px;display:none}.note{text-align:center;font-size:12.5px;color:var(--muted);margin-top:16px}.done{text-align:center;padding:20px 0;display:none}.done h2{font-size:26px;font-weight:800;margin:10px 0 8px}.done p{color:var(--muted)}.sect-label{font-size:12px;font-weight:700;color:var(--gold);letter-spacing:.05em;text-transform:uppercase;margin:22px 0 12px}